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U.S. Bank Referral Links$100 checking bonus

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Open U.S. Bank Offer

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Have your own U.S. Bank referral? Share it

This is a $100 cash bonus for opening a new U.S. Bank Smartly Checking account through a friend's invite link. It suits people who already have a paycheck they can route to a new account.

How to Get the Bonus

  1. Open the friend's referral link and apply for Smartly Checking.
  2. Fund the account with at least $25 within 60 days.
  3. Sign up for online or mobile banking within 90 days.
  4. Have payroll or benefits direct deposits totaling $1,000 or more (two deposits) land within 90 days.

Fine Print

  • Not open to Washington residents or people who had a U.S. Bank consumer account or similar bonus in the past year.
  • Only wage or benefit ACH deposits count toward the direct deposit requirement; person-to-person payments do not.
  • The bonus is paid as an interest credit within about 30 days after you finish the steps.

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