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SoFi Referral LinksUp to $325 bonus

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SoFi pays a tiered bonus to new members who join through a friend’s link and deposit money. It suits people who are happy to move a larger balance into a new checking and savings account.

How to Get the Bonus

  1. Open the referral link and open a SoFi Checking and Savings account.
  2. Deposit at least $10 within 25 days to earn the $25 bonus.
  3. For the larger bonus, reach a $5,000 or $25,000 balance by the end of those 25 days.
  4. Keep that balance for the next 90 days.

Fine Print

  • New SoFi Checking and Savings members only.
  • Venmo, PayPal, Zelle, Cash App and other peer-to-peer transfers don’t count toward the deposits.
  • Subscribing to SoFi Plus ($10 a month) within those 25 days adds another $50.
  • If the balance drops below $25,000 during the 90 days, the extra bonus falls to $100. Below $5,000, there is none.
  • This cannot be combined with SoFi’s $20 account-opening offer.
  • SoFi can change or end the program at any time. Bonuses may be taxable.
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